Abuse & Molestation (Claims Made)

This insurance protection is imperative as it protects the insureds from any form of abuse, not just sexual abuse or vicarious liability. The protection of children and vulnerable adults is the primary responsibility of the individuals or organizations that are responsible or entrusted with their care. Depending on the nature of the operations, thousands of businesses and organizations whose employees or volunteers interact frequently with children and vulnerable adults, and are thus also exposed to risk.