Umbrella and Excess

VFIB has a market for Umbrella, Excess, and Retained Limit products for risks including Special Events. Market is rated “A-“ (Excellent) by A.M. Best and admitted in all states except WA. The appetite for the specific risk, attachment point, and terms are determined on a case by case basis.

Eligible Classes of business are, but not limited to:

  • Garage Liability
  • Habitational
  • Hospitality
  • Restaurants up to 75% liquor
  • Trades & GCs
  • Food Processing
  • Municipalities
  • Schools
  • Churches/Synagogues
  • Entertainment
  • Real Estate
  • Manufacturing and Service

Please submit the following items to

  • Fully completed Acord forms 125 and 131
  • 5 years currently valued loss runs, if available
  • Underlying quotes or policies including premium, terms, and conditions

Please contact VFIB for an application or other information.