Railroad Protective Liability

Railroad Liability Insurance provides coverage for damages resulting from covered perils, and is designed to protect railroad operators and contractors.

Coverage Highlights:

  • General Liability with tailored coverages for railroad contractors
  • Up to $25M in limits
  • Minimum Deductible of $5,000 for railroad contractors & excursion operations

Preferred Classes include:

  • Railroad contractors
  • Railcar lessors and lessees
  • Suppliers
  • Short line railroads
  • Regional rail
  • Rail service companies
  • Track owners
  • Parts manufacturers

If you are interested in learning more about Railroad Protective Liability or obtain an application please reach out to us.


Submission Requirements:

  • Completed application
  • 3-5 years of currently valued loss runs if available
  • Target Premium